Terms & Conditions

Website Use

This website is provided by Real Health Coverage, a division of Tampa USHA, for general information, quote requests, and consultation scheduling related to health insurance options. You agree to use this website only for lawful purposes and in a way that does not interfere with the website, its security, or another visitor's ability to use it.

No Guarantee of Coverage or Eligibility

Submitting a form, requesting a quote, or speaking with a representative does not guarantee that you will qualify for any specific plan, premium, benefit, network, subsidy, or coverage option. Eligibility, pricing, plan availability, enrollment approval, and coverage terms are determined by insurance carriers and applicable laws, rules, and underwriting requirements where applicable.

Health Insurance Information Disclaimer

Information on this website is provided for general educational and informational purposes only. It may not describe every plan term, exclusion, limitation, cost, provider network, or state-specific requirement. Before enrolling in any plan, you are responsible for reviewing official carrier materials, plan documents, Summary of Benefits and Coverage, provider directories, and all applicable policy terms.

Free Consultation Disclaimer

Real Health Coverage may offer a free consultation to help you understand available health insurance options. A free consultation is not a guarantee of savings, eligibility, enrollment, approval, or a particular coverage result. Any examples or comparisons discussed during a consultation are informational and depend on your circumstances and the plans available to you.

User Responsibility for Accurate Information

You are responsible for providing current, complete, and accurate contact and quote request information. Inaccurate or incomplete information may affect the accuracy of quotes, plan comparisons, eligibility discussions, or follow-up communications. Do not submit information on behalf of another person unless you are authorized to do so.

Contact Consent Disclosure

By submitting a form on this website, you agree that Real Health Coverage and/or its licensed representatives may contact you by phone call, text message, or email regarding health insurance options, quotes, and related services. Message and data rates may apply. Message frequency may vary. Consent is not a condition of purchase. You may opt out of text messages at any time by replying STOP.

You may also request that we stop contacting you by using the contact information below or by following unsubscribe instructions in applicable communications.

Third-Party Licensed Representatives

Real Health Coverage may connect you with licensed insurance representatives, advisors, agencies, carriers, or service providers who can help respond to your inquiry. These representatives may be independent third parties and may have their own licensing obligations, privacy practices, terms, and carrier appointments.

Limitation of Liability

To the fullest extent permitted by law, Real Health Coverage, Tampa USHA, and their representatives, affiliates, service providers, and partners are not liable for indirect, incidental, consequential, special, or punitive damages arising from your use of this website, reliance on general information, inability to access the website, or decisions made based on information provided through the website or a consultation.

Changes to These Terms

We may update these Terms & Conditions from time to time to reflect changes in our services, website, operations, or legal requirements. Updates are effective when posted on this page with a revised effective date. Your continued use of the website after changes are posted means you accept the updated terms.

Contact Information

If you have questions about these Terms & Conditions, please contact us at: